Auto Insurance in Georgia
Coverage for the cars, trucks, and SUVs you and your family drive every day, explained in plain language.
What Auto Insurance Covers
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Liability: injuries and property damage you cause to others. Georgia requires it.
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Collision: repairs to your car after an accident.
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Comprehensive: theft, hail, fallen trees, and hitting an animal.
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Uninsured/underinsured motorist: protection when the other driver lacks enough insurance.
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Medical payments: medical bills for you and your passengers.
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Rental reimbursement and roadside assistance when available.
Liability Only or Full Coverage?
Liability-only covers damage you cause to others but not your own car. Full coverage usually adds collision and comprehensive. If your car is financed or leased, your lender will typically require full coverage.
Not sure which is right for you? Choose "Not sure" on the quote form and we'll walk you through both options.
Auto Insurance FAQ
Q: What are Georgia's minimum auto insurance requirements?
A: Georgia requires liability coverage of at least $25,000 per person and $50,000 per accident for bodily injury, and $25,000 for property damage. Many drivers choose higher limits.
Q: What do I need for a quote?
A: Each driver's name and date of birth, each vehicle's year, make, and model, and your current policy if you have one.
Q: Can I add more than one driver or vehicle?
A: Yes. List every driver and vehicle in your household on the quote form, and we'll include them.