Get an Insurance Quote in Georgia | Auto, Home & Business

General Liability Insurance in Georgia

Protection for contractors, construction businesses, service companies, and small businesses when a claim comes up.

What General Liability Covers

Bodily injury to people who aren't your employees.
Property damage your work causes to someone else's property.
Personal and advertising injury, such as libel or slander in your advertising.
Completed operations: claims after a job is finished.
Legal defense for covered claims.

Built for Georgia Contractors

Many property owners and general contractors require a certificate of insurance before you start a job. We help you get the coverage and certificates you need.

Your type of work, annual sales, payroll, subcontractors, and claims history all affect your price. Work such as roofing, excavation, or projects over three stories is rated differently.

What is the legal name of your business?

Do you operate under any DBAs (Doing Business As)?

What is your business structure? (LLC, Corporation, Partnership, Sole Proprietor, Nonprofit, etc.)

What is your Federal Employer Identification Number (FEIN)?

What is your physical business address?

Phone

Do you operate in multiple states?

Do your employees or subcontractors work off-site?

Do you work in hazardous environments (e.g., construction, chemicals)?

What is your annual gross revenue?

How many employees do you have?

Do you use independent contractors? If yes, Do you require proof of their insurance?

Do you subcontract any work?

Have you had any General Liability claims in the past 5 years? If yes: What happened, and what was the outcome?

Have you had any lawsuits or legal complaints against your business?

Do you currently carry any business insurance? (GL, professional liability, workers' comp?)

What are your current policy limits?

Are you looking for specific coverage amounts or limits?

Do you need any special endorsements? (e.g., additional insureds, waiver of subrogation)

Special Requirements

General Liability FAQ

Q: Does general liability cover my employees?

A: No. Injuries to your employees are covered by workers' compensation insurance.

Q: Does it cover my work vehicles?

A: No. Vehicles used for business need commercial auto insurance.

Q: Should my subcontractors have their own insurance?

A: Yes, and collecting their certificates of insurance helps protect your business and can affect your premium.

Ready to Protect What Matters Most?

Get a free, no-obligation insurance quote from a local Hapeville agency serving Atlanta and Georgia since 2005.

Auto, home, and business coverage, explained in English or Spanish.

Call 404-767-6750