
Homeowners Insurance in Georgia
Protect your home, your belongings, and your family's financial future with coverage that fits your property.
What Homeowners Insurance Covers
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Dwelling: the structure of your home.
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Other structures: detached garages, fences, and sheds.
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Personal property: furniture, electronics, and clothing.
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Personal liability: if someone is injured on your property.
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Loss of use: living expenses if a covered loss forces you out of your home.
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Additional options depending on your home and carrier.
What Affects Your Price
The age of your home and roof, construction type, updates to plumbing, electrical, and heating, and your claims history all play a role. Pools, trampolines, and dogs can matter too.
If you have a mortgage, have your mortgage company's information ready. They're usually listed on the policy.
Homeowners Insurance FAQ
Q: Do you insure rental properties?
A: Let us know how the property is used (primary residence, secondary residence, or rental) and we'll review the right type of coverage.
Q: Does my roof's age matter?
A: Yes. Roof age and type are among the most important details carriers look at. Include the year it was replaced if you know it.
Q: Can I bundle home and auto?
A: Depending on the carriers available for your situation, bundling may be an option. Ask when you request your quote.
